Green card health insurance or new immigrant’s health insurance is only for those, who have been living in the USA or traveling outside of the USA every after 6 months or 1 year to meet their family in their native country. The USA government no longer provides health care services to green card holders and immigrants’. So, for better health care services, you must have health insurance for all emergency medical conditions.
Just before buying health insurance, you should check all written conditions on their brochure. Some insurers will only provide you medical protection cover if you are traveling outside of the USA. As being a green card holder, the USA is now your home. So, you must take care of every benefit you will be going to get with your health insurance inside the USA.
Earlier, the Affordable Care Act required all US citizens and green card holders to have health insurance. The law required that every person (US citizens & green card holders) have health insurance or pay a fine along with all of their medical care treatment costs. If you missed the open enrollment period and did not have health insurance in 2018, the penalty fee is $695 for an adult and $347.50 for a child, or 2% of your annual income, whichever is more. On the other, if you spend more than 330 days outside of the USA in a given year, ACA (Affordable Care Act) requirements may not apply to you.
However, effective 01/01/2019, US citizens are no longer required by the federal government to have health insurance under the ACA (Affordable Care Act). Instead, it is now up to each individual state to decide if its residents are required to have health insurance. While you will no longer be penalized for failing to enroll, it is always best to have quality health insurance coverage for yourself and your family in the event of illness or injury.
New Green Card Holders or New Immigrants who can be parents or family members who recently arrived in the USA can buy visitor health insurance depending on their duration of stay. These plans can be bought for the period until they are eligible for domestic health insurance.
Green card health insurance plans provide temporary medical coverage for USA green cardholders visiting or living the in USA. However, they do not qualify for individual regular domestic insurance or other government or private health insurance in the USA. Depending on what is your need is, and what plan you pick, you can get a minimum of 5 days and up 12 months of coverage. Coverage may be extendable. Medical insurance plans for green card holders, or new immigrants provide health coverage. Plans are suitable for new green card holders, families visiting or living in the USA on a green card.
