The world is an oyster for travel enthusiasts. Aviation industry is spoilt for choices with multiple airlines flying multiple routes. This has encouraged students to venture out of their home country to pursue higher studies. If you are one of those who is traveling out of your home country to pursue education, read on. Like all other types of insurances, student insurance has also been designed according to the needs of students. There are lots of benefits for students and their families.
To begin with, you must opt for medical insurance. You can purchase one at the time of booking your flight. You may get sick, and at that time you are going to need an insurance plan that can cover your medical expenses.
Do I need study insurance?
Yes, you do. First of all, you may not get a visa if you are planning to go without student insurance. Just think about it, why we always cover our-self with any type of insurance. So, we can transfer our risk to the insurance company and can save our-self from paying big bills.
So make sure you protect yourself and before applying for a visa and learning institution.
Benefits of study insurance
- Mental health disorders
Any type of mental disorder will be covered. Drug and alcohol abuse are covered under plan.
- Emergency dental
Emergency dental expenses are covered. Emergency dental treatment and dental surgery are covered, caused by any form of accident.
- Emergency medical evacuation
If you find yourself in a bad medical situation, your insurance company will help to send you back to your home country because in the serious condition your family is the best support for you.
- Terrorism
Most insurance companies would provide you protection against any kind of terrorist attack. Note that, not all insurance companies provide you protection against terrorist attacks. So, if you are choosing a student insurance with no protection against possible terrorist attacks, then you should avoid either the destination or choose an alternate insurance company that would cover you.
- Pre-existing conditions
Pre-existing medical conditions will be covered by most. However, there is a 6 months gestation period before the favorable clause kicks in.
Some other key benefits
- You can enjoy a long and comprehensive list of the travel, medical and non-medical expenses that are available in your student insurance.
- Coverage tenure is need-based and you can extend from 1 year to 3 years.
- Student insurance allows you to modify your plan according to requirements.
- The package is available at a low and affordable cost, perfect for those who are going to study in international schools/universities.
What is not covered in the student insurance?
- War or nuclear attack.
- Expenses that can be attributed to drug use, abuse, or alcohol.
- Any claims that are related to hazardous activities that are not covered.
- Suicide attempt or self-injury.
- HIV and AIDS.
Choose Latinifare to book your flight tickets.
